Buying
a home is an exciting time in one’s life. Making the smart move of
choosing a REALTOR® is your first step to ensuring that your new
home and community meets your needs. My services and experience range
from financial aid to helping you find the home that best suits you
and your family. I pride myself on repeat business and hope you’ll
come to understand why!
As Your Agent, I Will:
Assure
that you see all the properties in the area that meet your
criteria.
Guide you through the entire home buying process, from
finding homes to look at, to getting the best financing. Make sure
you don’t pay too much for your new home and help you avoid costly
mistakes.
Answer all of your questions about the local market
area, including schools, neighborhoods, the local economy, and
more.
Before You Start Looking For Your New Home:
Check
your credit rating. Straighten out any errors before its too
late.
Determine a comfortable monthly budget for your new
purchase, including down payment and monthly payment.
Find a
loan that meets your needs and get pre-qualified (preferably
pre-approved).
Choose a REALTOR® that you trust and who
understands your needs.
Determine what neighborhood best matches
your needs.
Identify important features you need your new home
to have.
Closing Costs to Expect:
Lender fees include
charges for loan processing, underwriting, preparation and
establishing an escrow account.
Third-party fees include charges
for insurance, title search, and other inspections such as
termites.
Government fees include deed recording and state &
local mortgage taxes.
Escrow and interest fees include
homeowner’s insurance, loan interest, real estate taxes, and
occasionally private mortgage insurance.